Got Bad Credit? Clear Your Name Legally! (Rescinding Judgments on ITC)

Rescinding Judgments on ITC

Many South Africans unknowingly carry judgements on their credit reports (ITC). These are legal orders against you for unpaid debts and can hinder your ability to get loans, buy a car, or even rent an apartment.

Clearing your name:

Unfortunately, a simple phone call won’t erase these judgements. They were granted by a court and require formal legal action to remove. Here’s what you need to know:

  • Paid Your Debt? You Deserve a Clean Slate: If the debt is fully paid, you can apply to the court to rescind the judgement with proof of payment and a consent form from the creditor. This formally removes the mark from your record.
  • Mistakes Happen: If a judgement was obtained in error (wrong person, invalid order), you can also apply for rescission. However, act quickly – you usually have one year from when you learn about the mistake.


  • Court action is crucial: Only the court can remove judgements.
  • Time is of the essence: Act within 20 business days of learning about the judgement.
  • Not in your control? Judgments in your absence without your fault are usually more easily rescinded.
  • Seek professional help: Don’t rely on non-legal advice. Contact a qualified attorney for proper guidance and representation in court.

Unfair judgments on your ITC credit report can negatively impact your financial future, hindering your ability to secure loans, rent an apartment, or even purchase a car. These judgments are legal orders against you for unpaid debts, but they can be challenged. Understanding your options, and rescinding judgments on ITC through legal means, can help you clear your name and rebuild your credit score.

Don’t let an old judgement hold you back! Take control and seek legal assistance to clear your name and regain financial freedom and contact BBP Law Inc. today. Our experienced attorneys can guide you through the legal process of rescinding judgements and clearing your name on ITC.

Schedule a consultation where we can discuss your specific situation and explore your options.

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